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The Great Bitcoin Debate: Will We Hit $100k or Plummet to $60k First?

· By Dave Wolfy Wealth · 4 min read

Deck: Bitcoin’s price outlook splits experts, but global liquidity and on-chain data reveal key buying opportunities—and regulatory risks to watch.


Introduction

Bitcoin’s next big move is stirring debate among top crypto voices. Charlie Lee predicts a possible crash to $60,000–$65,000. Tom Lee expects a new all-time high as soon as January. Which one will come first? This article dives into these conflicting views, the macroeconomic forces at play, and what they mean for investors. You’ll also get insights on Ethereum and Solana price forecasts, key on-chain indicators, and the regulatory landscape shaping crypto’s future.


Conflicting Bitcoin Price Predictions: Crash or New High?

Charlie Lee, the creator of Litecoin, suggests Bitcoin could drop to between $60,000 and $65,000. That’s a significant dip from current levels, but one he wouldn’t mind as a buyer. Meanwhile, Tom Lee, founder of Fundstrat, confidently forecasts Bitcoin setting a new all-time high in January.

Why such divergence? Price predictions always come with uncertainty. Lee emphasizes taking these projections with a grain of salt. What matters more is understanding the underlying market conditions rather than pinpointing exact prices.


Bitcoin, Ethereum, and Solana: Potential Price Floors

Alongside Bitcoin, estimates for Ethereum (ETH) and Solana (SOL) also suggest attractive entry points if prices decline:

Crypto Asset Potential Price Floor
Bitcoin (BTC) $60,000 - $65,000
Ethereum (ETH) $1,800 - $2,000
Solana (SOL) $50 - $75

If prices fall to these levels, it may represent a compelling buying opportunity for hodlers (long-term holders) focused on fundamental strength rather than short-term volatility.


Why Bitcoin Could Be Undervalued Against Global Liquidity

Bitcoin’s value doesn't exist in a vacuum. It competes with global liquidity—roughly the total amount of money available worldwide. Currently, Bitcoin is historically undervalued relative to global liquidity, which keeps rising due to relentless currency printing by central banks.

With no signs of slowing, this “money printing” intensifies inflation risks, pushing investors to seek scarce assets. Bitcoin is unique because it has:

  • Inelastic supply: Only 21 million bitcoins will ever exist.
  • Transparent issuance: Bitcoin’s supply schedule is fixed and verifiable on-chain.
  • Digital scarcity: Unlike gold or silver, whose actual supply and reserves are opaque and often manipulated.

This scarcity combined with increasing global liquidity suggests Bitcoin could be a natural hedge during inflationary periods.


Data Callout: Pentagon Audit Reveals Spending Chaos

The U.S. Pentagon recently failed its 8th straight audit, with $4.65 trillion in assets and $4.73 trillion in liabilities improperly accounted for. This highlights massive government spending and the dilution of currency value through unchecked money printing.

For investors, it underscores the risks that fiat currencies face, reinforcing Bitcoin’s appeal as an alternative store of value outside the traditional financial system.


Regulatory Landscape: Public Servants and Crypto’s Future

Crypto investors should watch regulatory changes closely. Senator Cynthia Lummis, once seen as pro-Bitcoin, recently announced she will not seek reelection in 2026. Despite her reputation, her role in passing the Genius Act and other legislation laid groundwork for heavier crypto regulations and central bank digital currencies (CBDCs).

  • The Genius Act (July 2025) increased crypto regulations.
  • The Responsible Financial Innovation Act aimed to clarify the SEC’s and CFTC’s roles.
  • Legislation now imposes higher barriers for new investors entering crypto.

These regulatory moves are often presented as protections but also benefit incumbent interests and limit decentralized financial innovations.


What Could Go Wrong?

  • Price volatility: Bitcoin’s price could slip to the $60,000 range or lower amid macro shocks.
  • Stricter regulations: Increased rules may stifle innovation and complicate access for retail investors.
  • Government intervention: CBDCs and surveillance could reduce Bitcoin’s appeal as a censorship-resistant asset.
  • Market sentiment shifts: Negative news or liquidations could trigger deeper corrections.

Risk-aware investors should avoid leverage, keep private keys secure via self-custody wallets, and use dollar-cost averaging to manage volatility.


Answer Box: Why Might Bitcoin Drop to $60,000 First?

Bitcoin could initially fall to $60,000 due to short-term market corrections, regulatory tightening, or macroeconomic pressures. Such a dip may offer buying opportunities given Bitcoin’s fixed supply and rising global liquidity driving long-term demand.


Actionable Summary

  • Bitcoin price forecasts vary widely; prepare for volatility.
  • $60,000–$65,000 for BTC, $1,800–$2,000 for ETH, $50–$75 for SOL could be attractive buy zones.
  • Global liquidity growth supports Bitcoin as an inflation hedge due to its fixed and transparent supply.
  • Massive government debt and unchecked money printing add risks to fiat currencies.
  • Watch regulatory developments carefully as stricter rules and CBDCs gain traction.
  • Use dollar-cost averaging and maintain self-custody to mitigate risks.

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FAQ

Q1: Will Bitcoin reach $100,000 soon?
Possibly, but timing is uncertain. Experts disagree, and market factors can cause both rallies and corrections.

Q2: What is meant by Bitcoin’s inelastic supply?
Bitcoin’s maximum supply is capped at 21 million, which cannot increase, making it scarce and resistant to inflation.

Q3: How does global liquidity affect Bitcoin’s price?
As central banks create more money, investors often seek scarce assets like Bitcoin to preserve value, potentially pushing up its price.

Q4: What are CBDCs and why do they matter?
Central Bank Digital Currencies (CBDCs) are government-backed digital money. They could increase regulation and reduce Bitcoin’s use as a censorship-resistant asset.

Q5: How can I reduce risk in crypto investing?
Avoid leverage, use self-custody wallets to control your crypto, and dollar-cost average to smooth out market volatility.


This article is for informational purposes only and does not constitute financial advice. Cryptocurrency investment carries risk, including the potential loss of principal.

By Wolfy Wealth - Empowering crypto investors since 2016

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Disclosure: Authors may be crypto investors mentioned in this newsletter. Wolfy Wealth Crypto newsletter, does not represent an offer to trade securities or other financial instruments. Our analyses, information and investment strategies are for informational purposes only, in order to spread knowledge about the crypto market. Any investments in variable income may cause partial or total loss of the capital used. Therefore, the recipient of this newsletter should always develop their own analyses and investment strategies. In addition, any investment decisions should be based on the investor's risk profile

About the author

Dave Wolfy Wealth Dave Wolfy Wealth
Updated on Dec 22, 2025